Live on Stellar network
InstantPayroll

Borderless Payroll for
African Gig Workers

Send USDC over Stellar. It settles in 5 seconds. Workers can off-ramp to NGN or GHS. No intermediaries. No 5-15% corridor fees. Just instant, transparent payroll.

<1¢

Transaction Fees

~5s

Settlement Time

2

Live Off-ramp Currencies

0%

Hidden Charges

The Problem

Over 70 million gig workers across Africa are paid through legacy wire transfers and mobile money corridors that charge 5–15% fees and take 1–5 business days to settle. A freelancer in Lagos waiting on a $200 invoice loses $30 and a week of waiting.

$30lost on every $200 payment

AfriWage Fixes It

Employers send USDC via Stellar. It settles in 5 seconds. Workers can off-ramp to NGN or GHS through integrated Stellar anchors. The entire flow is transparent, on-chain, and costs fractions of a cent.

<1¢per transaction with AfriWage

How It Works

Four steps from treasury
to local payout

A streamlined flow designed for speed, transparency, and zero friction.

01

Fund Your Wallet

Connect any wallet and load USDC into your payroll treasury.

02

Send Payments

Select recipients, enter amounts, and sign the transaction through Stellar.

03

Instant Settlement

Stellar settles the payment in 3-5 seconds — not days.

04

Local Delivery

NGN and GHS withdrawals use integrated anchors; additional currencies remain display-only estimates.

Why AfriWage

Built for clean payout execution

Every feature designed around one goal — getting money to African workers faster, cheaper, and with full proof.

~5ssettlement

Instant Settlement

Payouts settle in seconds on Stellar instead of waiting on multi-day wire cycles. Your workers get paid the moment you hit send.

2live currencies

Local Currency Access

Off-ramp to NGN or GHS today. KES, ZAR, TZS, UGX, XOF, and XAF are exchange-rate estimates while withdrawal support is coming soon.

100%verifiable

On-Chain Proof

Every transfer has a verifiable on-chain receipt your team can verify anytime. Full transparency, zero ambiguity.

Currency Coverage

2 live off-ramp currencies

NGN and GHS support anchor withdrawals today. KES, ZAR, TZS, UGX, XOF, and XAF are exchange-rate estimates only; withdrawals are coming soon.

🇳🇬
NigeriaNGN
🇬🇭
GhanaGHS
🇰🇪
KenyaKES
🇿🇦
South AfricaZAR
🇹🇿
TanzaniaTZS
🇺🇬
UgandaUGX
🇸🇳
SenegalXOF
🇨🇲
CameroonXAF
🇳🇬
NigeriaNGN
🇬🇭
GhanaGHS
🇰🇪
KenyaKES
🇿🇦
South AfricaZAR
🇹🇿
TanzaniaTZS
🇺🇬
UgandaUGX
🇸🇳
SenegalXOF
🇨🇲
CameroonXAF
🇳🇬
NigeriaNGN
🇬🇭
GhanaGHS
🇰🇪
KenyaKES
🇿🇦
South AfricaZAR
🇹🇿
TanzaniaTZS
🇺🇬
UgandaUGX
🇸🇳
SenegalXOF
🇨🇲
CameroonXAF

Start paying your African team
in seconds, not days

Connect any wallet, fund your treasury, and send your first borderless payroll today.